A Doctor for Finances: Chicago-based Holberg Financial develops capital wellness platform

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A Chicago startup suggests that offering financial health and wellness can reduce stress and increase overall satisfaction in the workplace. Holberg Financial has created a platform that mixes behavioral economics and psychology with access to a living person that can help people, namely Millennial employees, with finances.

“I grew up in a financially unstable household, and I remember that there were times when we had enough money to go on vacations, but there were also times when we didn’t have enough money to put food on the table. I had to borrow $40 from a neighbor just to apply for college,” said CEO and Founder of Holberg Financial, Joe Holberg.

Upon signing up, a user’s financial information is gathered all in one place where they can receive assessments on how they are doing. A financial survey is then conducted, thus generating a score between 0-100. According to an article in 1871 Blog, Holberg Financial has helped to increase user financial health by 6.3 points, on average. The platform is different from others out there because, instead of providing only a financial overview, it offers users goal development with emphasis on a plan of action. “It helps people recognize that personal finance is a fixed pie and allows users to come up with prioritized goals that they can set, track, and eventually realize.”

The Holberg Financial platform provides companies with the option to offer financial health as a benefit to employees, although companies must pay for the platform, it is free and unbiased for the employees who use the service.

“Companies that have used our platform often come back to us and say that it’s really helped them retain employees and increase productivity. And then, when we look at averages, we see that employees are able to build their net worth by over $3,000 in less than a year and significantly reduce their debt profile as well.”

May questionable credit be a thing of the past.

For more information on the Holberg Financial platform, please click here.

Are you developing a platform that benefits employees? Did you know that you can receive up to 14% back on your research expenses with the R&D Tax Credit? To find out more, please contact a Swanson Reed R&D Specialist today or check out our free online eligibility test.

Who We Are:

Swanson Reed is a Specialist R&D tax advisory firm, offering tax credibility assessments, claim preparation, and advisory services. We manage all facets of the R&D tax credit program in Illinois, from claim prep & audit compliance to claim disputes. 

Swanson Reed regularly hosts free webinars and provides free IRS CE and CPE credits for CPA’s.  For more information please visit us at www.swansonreed.com/webinars or contact your usual Swanson Reed representative.

Introducing the Tinder of Dining: Chicago-based Sugr matches you with food places you’ll love

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If you live in a metropolitan area, picking the next best place to have lunch or dinner can be rather difficult. Do you want spicy or sweet? Are you looking to eat earlier in the day or later? Do you prefer to have a reservation when you walk in? Chicago-based startup Sugr wants to make dining experiences a little less indecisive and more tailored to your preferences.

“The incredible access to information that we have today sometimes makes the simplest decisions take way too long,” said Ruben Flores-Martinez, CEO and founder of Sugr. The discovery service uses machine learning to give users tailored results. The app also takes into consideration where people within your network are eating. “It’s basically a very simple neural network. The more you use it, the better it gets at predicting what you’ll like.”

Sugr has an array of neat features. Once a venue has been selected, you will have the option to hail an Uber. You can invite friends and family to the venue you’re planning to visit, should you wish to be in company. An option is also available to pay via Apple Pay, subject to if the venue has enrolled in this payment method. The app also doesn’t publish written reviews, a design feature that was intentional. “The power of online reviews leads to a lot of negativity. Instead, we want to validate preferences based on what your peers are doing. What my wife thinks is a lot more important than what a random stranger on the internet thinks. So we weigh recommendations based on what people in your networks are doing,” Flores-Martinez added. “We wanted to create a very smart product that could easily understand your personality, the things you like and connect with, and help you make those decisions better and faster.”

The service is pro-small business, as Sugr does not include major chains in its recommendations. However, its founder said “we want to create incentives that are sponsored by major brands, but are redeemable at local businesses.”

Working on an app that encompasses AI solutions and makes life a bit easier? Did you know that you can receive up to 14% back on your research expenses with the R&D Tax Credit? To find out more, please contact a Swanson Reed R&D Specialist today or check out our free online eligibility test.

Who We Are:

Swanson Reed is a Specialist R&D tax advisory firm, offering tax credibility assessments, claim preparation, and advisory services. We manage all facets of the R&D tax credit program in Illinois, from claim prep & audit compliance to claim disputes. 

Swanson Reed regularly hosts free webinars and provides free IRS CE and CPE credits for CPA’s.  For more information please visit us at www.swansonreed.com/webinars or contact your usual Swanson Reed representative.

An Unmanned Future: Austin-based SparkCognition creates UTM solutions

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If you have ever wondered about (or even feared) how unmanned airplanes, air taxis and drones will not crash into each other when on a flight path, wonder no more. Boeing Co., the aerospace manufacturing giant, will partner with Austin-based SparkCognition Inc. to create unmanned traffic management (UTM) solutions. To achieve this, Boeing will use SparkCognition’s AI and blockchain technologies to track and create unmanned traffic routes to ensure safe travel conditions for unmanned air transportation.

“We partner with the world’s largest organizations that power, finance, and defend our society to uncover their highest potential through the application of AI technologies,” mentioned a blurb on the SparkCognition website. Solutions developed by the company are “agile” and can “streamline operations of any size, making it easier to accomplish goals and meet objectives in an expedited manner. These solutions can be seamlessly delivered via the cloud or on devices, and can also run on top of a client’s interface of choice.” It’s also worth mentioning that SparkCognition’s AI solutions lowered the cost of maitenance and improved available for a major aviation operator by 35%.

The company’s AI solutions can also warn of aircraft and asset failures before they occur, thus maximising fleet availability, minimizing unscheduled maitenance, and extending asset life. The company also provides simulated environments in which a user can train and control algorithms and evolve swarm tactics using reinforcement learning.

This promising partnership will also bring about a standardized programming interface to support package delivery, industrial inspection and other commercial applications. SparkCognition has its focus on a number of industries, such as cyber security, manufacturing, financial services, maritime, oil & gas, utilities, defence, and of course, aviation. “The world’s number one aviation leader partnering with the world’s most innovative industrial AI company means that unparalleled experience in safety, innovation, scale, and reliability will be brought to bear to address this monumental opportunity,” Husain said.

For more information on SparkCognition, please click here. For information on this innovative project, please see the video below.

Are you developing UTM solutions? Did you know that you can receive up to 14% back on your research expenses with the R&D Tax Credit? To find out more, please contact a Swanson Reed R&D Specialist today or check out our free online eligibility test.

Who We Are:

Swanson Reed is a Specialist R&D tax advisory firm, offering tax credibility assessments, claim preparation, and advisory services. We manage all facets of the R&D tax credit program in Texas, from claim prep & audit compliance to claim disputes. 

Swanson Reed regularly hosts free webinars and provides free IRS CE and CPE credits for CPA’s.  For more information please visit us at www.swansonreed.com/webinars or contact your usual Swanson Reed representative.

(Virtual) Assistant In a Lab Coat: Atlanta-based HelixAI develops lab companion to complement Amazon’s Alexa

beakers

HelixAI is working to bring scientists a hands-free virtual assistant in the lab. The Helix voice assistant can help scientists to increase efficiency, improve lab safety, and gain visibility, according to the company website. The startup was created by husband-and-wife duo James and DeLacy Rhodes.

“James actually came to me and asked, what would you think about making a digital lab assistant, something that runs off Alexa devices but helps out in the lab,” DeLacy said. “Our goal was to get feedback from scientists and see if this was actually something they were interested in using in their laboratory spaces,” James said.

As a scientist, your hands will likely be occupied when conducting an experiment with chemicals and the like. Helix can access scientific reference information by a simple voice command. Key information, whether public, private, general or specific can also be customized to fit any specific needs, such as those of an individual lab or institution.

Scientific processes also normally require a protocol or repetition when conducting experiments. To avoid creating any new variables in the experimentation process, the testing from yesterday must be repeated in the exact same way. Helix can keep track of and add any protocols, SOPs, and solution recipes, thus helping to avoid any unwanted variables in an experiment. The program can also start where you last ended, even if it has been an extended period of time.

Timers and notifications can be set and sent to a mobile device–never experience an overflowing beaker again. “We work very closely with organizations to talk about their needs and identify the kind of content they would like to get through a digital assistant. Then we build up private skills that only those in their organization can get access to,” DeLacy said.

Helix may also be used to keep track of inventory, record notes during experiments, and manage various areas where custom content can be inserted.

Are you developing a virtual assistant extension? Did you know that you can receive up to 14% back on your research expenses with the R&D Tax Credit? To find out more, please contact a Swanson Reed R&D Specialist today or check out our free online eligibility test.

Who We Are:

Swanson Reed is a Specialist R&D tax advisory firm, offering tax credibility assessments, claim preparation, and advisory services. We manage all facets of the R&D tax credit program in Georgia, from claim prep & audit compliance to claim disputes. 

Swanson Reed regularly hosts free webinars and provides free IRS CE and CPE credits for CPA’s.  For more information please visit us at www.swansonreed.com/webinars or contact your usual Swanson Reed representative.

 


 

Opinions Heading ‘Up the Ladder’ in Miami: Florida-based CityGrader allows citizens to review public service workers

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Everyone has an opinion, especially when it comes to political leaders and representatives in the public sector. Have you ever had an outstanding experience with a police officer and wanted to let others know? Maybe you’ve had a not so great encounter with the local librarian and needed to express how you feel? A South Florida startup, appropriately named CityGrader, has recently developed kiosks that can help you with that itching desire to express opinions about public service employees.

CityGrader is a simple and effective platform dedicated to increasing the quality and accountability of local governments through reviews and feedback that comes directly from the public. According to the company website, through the CityGrader platform, taxpayers play a meaningful role in making positive change in local government by increasing the quality and accountability of public employees. To give you a taste of CityGrader, take a peek at the video below.

Via the app’s Public Partner Dashboard, local governments can work to improve public services and make adjustments to policies. All Public Partners of CityGrader pledge an oath to monitor feedback in an effort to improve accountability, transparency and public services. If you are a member of the public, all that is required is to enter your email address and basic contact information, then provide a grade and review. Once completed, you will submit the information, which will be reviewed by your local government representatives.

The CityGrader experience was conceived by a husband and wife duo after working with various building department employees. “We’ve had some rather remarkable experiences, both positive and negative. I find it’s hard to do anything about those experience, to give credit where credit is due and to give criticism where criticism is due,” said CityGrader founder Tony Newell. The most recent kiosks can be found at Miami’s City Hall and Miami Riverside Center. “Miami’s decision to join CityGrader as its first Public Partner demonstrates forward thinking and a continued commitment to improving the level of services it brings to residents,” Newell said.

“Miami residents are our bosses and we need their input to better serve them,” Miami Mayor Francis Suarez said. “Time and time again, we are witnessing how technology, like what CityGrader offers, continues to help us create a stronger connection between our government and residents.”

The app can also be used as a data-mining tool. This will allow governments and public-sector employees to track issues across the city via keyword searches. Action can then be taken in relation to the keyword complaints. The startup also released CityGraderGO, an app where citizens can rate employees from a smartphone or tablet. For more information on CityGrader, please click here.

Are you developing technology to aid democracy? Creating an application that connects people with services? Did you know that you can receive up to 14% back on your research expenses with the R&D Tax Credit? To find out more, please contact a Swanson Reed R&D Specialist today or check out our free online eligibility test.

Who We Are:

Swanson Reed is a Specialist R&D tax advisory firm, offering tax credibility assessments, claim preparation, and advisory services to the state of Florida. We manage all facets of the R&D tax credit program in Florida, from claim prep & audit compliance to claim disputes. 

Swanson Reed regularly hosts free webinars and provides free IRS CE and CPE credits for CPAs.  For more information please visit us at www.swansonreed.com/webinars or contact your usual Swanson Reed representative.

Reducing Agriculture Footprints in Dallas: Eden Green Technology develops Crisply, an optimal plant growth process

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A Dallas-based vertical farming company is revolutionizing how food is produced. Eden Green Technology’s Crisply is flaunting its lush, emerald green produce as a cleaner and safer alternative to traditional agriculture methods.

Soil, which can contain E. coli and Listeria, both of which have had their shining moments in American headlines as of late, poses more risks and has less of a yield when producing greens. In comparison, Eden Green’s vertical farming techniques require less water and land than traditional soil methods. The company has reportedly also reduced its cooling costs by one-eighth when compared to other greenhouse methods.

Free of pesticides, herbicides and chemicals, Eden Green uses a vine system where each plant is enclosed in a microclimate bubble. “We perfected this transformative vertical closed-loop solution to flow water, nutrients, oxygen and sunlight into the plants’ microclimate at the perfect ratio, in order to optimize the natural powers of photosynthesis to maximize output for people who need it most,” the company website boasts.

The seeds used are organic and non-GMO. All plants are grown under natural light and grow year-round. Eden Green expects to grow 10 to 15 harvests a year with a crop loss of 1%. This is a massive improvement when compared to traditional soil-growing, which yields two harvests with a crop loss of 30%. With these facts and figures, Eden Green is believed to be the first vertical farm with the scalability to meet the produce needs of regional food distribution systems.

“We pick our produce, package the same-day, and stamp the date when they are harvested on the package, so consumers know exactly how fresh their salads are. We also make it possible for our retail partners to put our produce on their shelves immediately after they’ve been harvested, in some cases that same day. No other company does that,” said Jaco Booyens, Eden Green’s co-chair.

The Crisply line will debut in Texas Walmart stores come mid-July. More information about Eden Green Technology and Crisply can be found by clicking here and here respectively.

Are you developing agriculture solutions? Are you reducing environmental impacts within agriculture? Did you know that you can receive up to 14% back on your research expenses with the R&D Tax Credit? To find out more, please contact a Swanson Reed R&D Specialist today or check out our free online eligibility test.

Who We Are:

Swanson Reed is a Specialist R&D tax advisory firm, offering tax credibility assessments, claim preparation, and advisory services to the state of Texas. We manage all facets of the R&D tax credit program in Texas, from claim prep & audit compliance to claim disputes. 

Swanson Reed regularly hosts free webinars and provides free IRS CE and CPE credits for CPAs.  For more information please visit us at www.swansonreed.com/webinars or contact your usual Swanson Reed representative.

Slurpee Inspires Improvements to Surgical Device: Engineering students at UT Austin develop ClearCam, solution for laparoscope obstruction

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Inspiration for an invention can be found anywhere, and students at the Cockrell School of Engineering at the University of Texas at Austin are proof of such statement. The keen graduate students noticed that a Slurpee straw, with it’s shovel-like end, is the perfect size and shape to act as a squeegee for a laparoscope. For the sake of context, a laparoscope is a fiberoptic camera tool used during minimally invasive surgery procedures so surgeons can see the interior of a body. During a procedure, the laparoscope can become foggy and covered with bodily fluids and solids—not exactly ideal when conducting a surgery from the outside.

Under the guidance of associate professor of mechanical engineering Chris Rylander, the students designed a scoop-like shaped device that keeps the view of the internal camera clear. “This is a problem faced by surgeons every day,” said Rylander. “When a laparoscope gets dirty in the body—due to condensation or contact with blood or fatty tissue, visibility is diminished. Surgeons must stop the procedure, pull the laparoscope out of the body, wipe it off and return to the task at hand, extending the time to complete the procedure and simultaneously generating potential safety concerns.” With the increase of antibiotic resistance and MRSA, less time out of the body reduces the risk of short and long-term complications.

Rylander was approached by Dr. John Uecker of UT’s Dell Medical School who was looking for a solution to the obstructed laparoscope problem. The invention is appropriately named the ClearCam. It works by using a geometrically altered polymer that can be controlled externally to remove obstructions from the laparoscope lens without scratching it. The design of the ClearCam is based off previous prototypes that were improved to meet the needs of surgeons across the U.S.

Are you improving surgical methods? How about creating new tools that could revolutionize the operating room? Did you know that you can receive up to 14% back on your research expenses with the R&D Tax Credit? To find out more, please contact a Swanson Reed R&D Specialist today or check out our free online eligibility test.

Who We Are:

Swanson Reed is a Specialist R&D tax advisory firm, offering tax credibility assessments, claim preparation, and advisory services to the state of Texas. We manage all facets of the R&D tax credit program in Texas, from claim prep & audit compliance to claim disputes. 

Swanson Reed regularly hosts free webinars and provides free IRS CE and CPE credits for CPAs.  For more information please visit us at www.swansonreed.com/webinars or contact your usual Swanson Reed representative.

The Longevity of Batteries: From lithium-ion to lithium-sulfur, latter signals new age in battery life

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It’s 2018, and when your phone battery dies, it feels like you die along with it–at least temporarily. Not being able to check social media, keep up with work emails, or access a map with directions to the latest craft beer taps seems (almost) anxiety inducing; for me it does, anyway. By way of the brilliant minds at The University of Texas at Dallas, the post-mortem phone blues may occur less frequently, thanks to their research and development efforts to create an efficient lithium-sulfur battery.

According to Dr. Kyeongjae “K.J.” Cho, a professor with research interests in renewable energy at UT Dallas, lithium-sulfur batteries “are less expensive to make, weigh less, store almost twice the energy of lithium-ion batteries and are better for the environment.”

“A lithium-sulfur battery is what most of the research community thinks is the next generation of battery,” Cho said. “It has a capacity of about three to five times higher than lithium-ion batteries, meaning if you are used to a phone lasting for three hours, you can use it for nine to 15 hours with a lithium-sulfur battery.”

To make the lithium-sulfur battery more efficient than a traditional lithium-ion battery, Cho and other researchers discovered that molybdenum, a metal that easily forms compounds with other elements, improved stability and compensated for the poor conductivity of sulfur, which makes lithium-sulfur batteries more practical. There are downfalls, however.

In an article for Nature Nanotechnology, the researchers explain, “Despite many advantages, Li–S batteries are plagued with practical issues that limit their applications: (1) the poor electronic conductivity of sulfur that retards electron transfer during the charge/ discharge processes; (2) the formation of intermediate polysulfides generated during cycling, which leads to the shuttle effect and increases the impedance of both electrodes; (3) the intrinsic issues of Li-metal anodes, which are often associated with uncontrollable dendrite formation during repeated Li deposition and dissolution processes; and (4) the formation of an unstable solid electrolyte interphase (SEI) layer between the electrolyte and Li metal due to inhomogeneous deposition of Li. These issues lead to the reduction of Coulombic efficiency and the subsequent fast termination of battery life.”

Despite the downfalls, it’s arguably a matter of time before R&D initiatives, such as the one above, brings forth a commercially available lithium-sulfur battery.

Are you developing a rechargeable energy solution? Did you know your R&D experiments could be eligible for the R&D Tax Credit and you can receive up to 14% back on your expenses? To find out more, please contact a Swanson Reed R&D Specialist today or check out our free online eligibility test.

Who We Are:

Swanson Reed is Texas’ largest Specialist R&D tax advisory firm, offering tax credibility assessments, claim preparation, and advisory services. We manage all facets of the R&D tax credit program in Texas, from claim prep & audit compliance to claim disputes. 

Swanson Reed regularly hosts free webinars and provides free IRS CE and CPE credits for CPA’s.  For more information please visit us at www.swansonreed.com/webinars or contact your usual Swanson Reed representative.

Surviving Hurricanes and Hopelessness: App to ‘rescue’ those in need, post-natural disaster

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The frequency of natural disasters is on the rise in the United States. From Hurricane Katrina, to the more recent Hurricane Irma, the need for efficient, temporary resettlement for displaced persons will, arguably, also rise. The good news? There may be an app for that!

Adam Huminsky and Brian Hilinski, founders of the Charlotte-based startup, Harmany, were tired of watching evacuees struggle to find places for temporary shelter in the wake of catastrophic events, such as hurricanes. Huminsky said, “People have grown tired of watching disasters unfold, with no way to help until much later […] Harmany was created to give everyone the ability to make a difference in the moment.” The application connects the profile of an evacuee (person with needs) with a host (person with offerings). In an article featured on techstartups.com, “After completing a series of security measures, profiles are visible on an interactive map. Harmany believes secure matches can be made in as little as two hours.”

The app will offer other benefits, such as less crowding on roads, specifically evacuation routes, which translates to safer highway conditions. There is hope that the application will also reduce surge pricing for essential needs, such as hotel rooms.

Developing an app that will improve the lives of others? Did you know your R&D experiments could be eligible for the R&D Tax Credit and you can receive up to 14% back on your expenses? To find out more, please contact a Swanson Reed R&D Specialist today or check out our free online eligibility test.

Who We Are:

Swanson Reed is Texas’ largest Specialist R&D tax advisory firm, offering tax credibility assessments, claim preparation, and advisory services. We manage all facets of the R&D tax credit program in Texas, from claim prep & audit compliance to claim disputes. 

Swanson Reed regularly hosts free webinars and provides free IRS CE and CPE credits for CPA’s.  For more information please visit us at www.swansonreed.com/webinars or contact your usual Swanson Reed representative

 

R&D applications open for advancing cyber-resilient energy systems

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$25 million of research has been funded by The Energy Department (DOE) into investigating innovative approaches to strengthen and secure the nation’s critical energy infrastructure. As energy cyber-security is a national priority, the Energy Delivery Systems (CEDS) program is now seeking R&D applications.

The Energy Secretary strongly believes that Energy cyber-security demands an increase in advancement technologies in order to facilitate more secure and resilient systems for America’s future prosperity, vitality and energy independence. It is believed that programs such as CEDS have the best chance to pursue innovative cyber-security solutions to cyber threats facing the nation.

The Funding Opportunity Announcement builds on DOE’s efforts with the private sector towards improving the security of the nation’s critical energy infrastructure and reducing the risk of a cyber incidents that could disrupt energy delivery.

The five important areas that the selected programs will promote industry advancement in are:

  • Redesign for cyber-resilient architecture – electric and oil and natural gas (ONG) subsectors
  • Cyber-security for the ONG environment
  • Cyber secure communications
  • Cyber secure cloud-based technologies in the operation technology (OT) environment
  • Innovative technologies that enhance cyber-security in the energy sector

The due date for submitting an application is June 18, 2018 and submission must conclude in a demonstration of a developed technology at a relevant end-user site to validate a clear path to industry acceptance. Refer here for more information on the FOA.

With its expertise and experience in the R&D Tax credit, Swanson Reed can help you find out how your company could benefit from R&D Tax Credits. To find out more, please contact a Swanson Reed R&D Specialist today.

Swanson Reed also regularly hosts free webinars and provides free IRS CE credits as well as CPE credits for CPA’s.  For more information please visit us at www.swansonreed.com/webinars or contact your usual Swanson Reed representative.